Have you ever seen the game show “Are you smarter than a 5th grader”?

This is a game show where the contestant is asked questions that appear in a 5th grade textbook. You can win up to $1,000,000.00. Should you answer a question incorrectly or opt to end the game prematurely, contestant must state that they “are not” smarter than a 5th grader. As you might imagine, very few people has won the grand prize, proving very few people are smarter than a 5th grader. 

Since I know that you’re smarter than a 5th grader, I know that you know the word “broker” used in the title of this column isn’t a word in the context that I used it. I also know that you know what I mean (smile).

I have a 5th grade son who inherited my “financial nerd” gene. I recently had a friend of mine babysit my two youngest sons. Upon picking them up, she laughed as she told me, “I know this is Damon’s child.” She explained that my son told her, “You have a nice apartment. How much does it cost?” He goes on to ask her about her utility bills and other things. She says, “What 5th grader asks these types of questions?” We laughed.

What 5th grader asks these types of questions? The same 5th grader who:

•Walks around the house, turning off the lights and televisions in empty rooms saying we’re wasting electricity.

•Asks if he can review various household bills.

•Wants to know how much various entertainment activities cost that we partake in.  

•Saves the monetary gifts he receives for his birthday and Christmas

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