Daily Archive: September 10, 2010

Business

Should payday loans be outlawed?

by Roderick D. WrightFor New Pittsburgh Courier (NNPA)—Over the years I’ve seen many articles critical of the short-term financial product commonly known as a payday loan. They have been termed abusive for their high interest rates and the fact that people often have multiple loans and fall into greater debt. I don’t challenge the fact that more of these loans go into default, it speaks to a larger problem. Where do people with credit issues get emergency cash? I have never seen any of those articles critical of payday loans offering real solutions.

Business

What changes are coming for HFA lending?

by Charlene CrowellNNPA Financial Writer (NNPA)—When the Federal Housing Administration was created in 1934, its main focus was to change the difficulty that people seeking mortgage loans faced during the Great Depression. By the end of World War II, many returning servicemen and women took advantage of FHA programs to help finance home purchases. Today, FHA insures 4.8 million single-family home mortgages.

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Lifestyle

Train up a child

How a child is raised is so important. Let me first say I don’t have chick nor child but I’m sure you have heard the saying “you don’t have to own a car to know how to drive one.” A well-raised child is such a pleasure. They are mannerly and pleasant to be around and typically grow up to be good citizens. After observing many children and from my experience of being a child I have determined a few things. Discipline. Children must be reprimanded. A child who talks back and hits and bites the parent is not cute. That type of behavior must be nipped in the bud. If you don’t the child will be running your household.

Lifestyle

Mulberry Community Church celebrates 10th anniversary

In the heart of the business community of Wil­kinsburg, just shy of a block from the PAT transit EBA hub, on the corner of 601 Wallace Ave., stands Mulberry Community Church, a small Presbyterian church. Mulberry came into being several years ago by what the Cooper family calls “divine grace.” REV. DR. WILLIAM H. CURTISMentor and keynote speaker The Cooper families were originally members of Mt. Ararat Baptist Church for 20 years. Pastor Kevin Cooper Sr. accepted his calling and was a devoted associate pastor to Rev. Dr. William Curtis.

Lifestyle

I’m tired of all the back-to-school begging!

(NNPA)—Dear Gwendolyn: Last week a lady came out of the grocery store talking on her cell phone. This was her conversation: “My son (laughing, of course) told me he didn’t want to go to his new school because they didn’t have free lunches.” Still laughing, she said, “He told me when he got to the counter, he was told the meal cost $2.50.” Still laughing, she told the person whom she was talking to, “I asked him what did they do? He said they snatched his food. Then I asked him what did he do? He said I went and got the principal.”